Disclosure Policy

At Wisefi.ai, we are committed to transparency and accountability. We have established a disclosure policy to guide our business practices and communications. Please review this policy to better understand how we operate and enhance your experience with Wisefi.ai.

 

Portfolio and Vintage Simulation Background

 

Wisefi.ai was founded on the principle of cutting through market noise and speculation. Unlike typical market predictions, our focus is on using an analytical model that relies on a company’s financial performance to identify undervalued stocks. This model, free from human bias, uses proprietary algorithms to assess potential investment opportunities.

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We manage and maintain the Wisefi.ai model, ensuring it receives the necessary data to perform accurate analysis. While no investment model is infallible, ours has historically identified more successful stocks than not. However, past performance is not indicative of future results. The model covers approximately 2,500 stocks, and we periodically adjust this portfolio to optimize performance.

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Use of AI

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AI, broadly, is the development of systems that mimic human cognitive abilities—think reasoning, learning, problem-solving, and perception. It’s tech designed to process data, recognize patterns, make decisions, or generate outputs in ways that seem "intelligent." From simple rule-based algorithms to complex neural networks, AI spans anything that automates tasks or enhances decision-making by simulating human-like understanding, often adapting to new info over time.

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Given this definition, AI is used as the primary means for generating the Wisefi.ai portfolios, our models make decisions regarding buy, sell and hold based on our proprietary algorithms which we have trained over two years.  We continue to make updates to these models to enhance performance. 

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We also utilize AI for other functions, including writing, graphics creation, document analysis, and limited code generation, and we continue to explore additional applications.

 

Disclosure and Trading Restrictions

 

All Wisefi.ai employees and contractors are required to openly disclose their investment positions, including stocks, mutual funds, and cryptocurrencies. They must comply with strict trading restrictions to prevent conflicts of interest:

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• Employees must hold any owned stock for a minimum of 10 days.

• Employees cannot buy or sell a stock within 2 business days of any related action posted on the Wisefi.ai website, applicable across all vintages and portfolio sizes.

• All trades must be pre-approved by the company.

• Employees are required to notify the company of every stock transaction, irrespective of their role.

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Advertising

 

Wisefi.ai maintains a strict policy against advertising or recommending any products or services, whether financial or non-financial, from other companies. Our platform is completely free of advertisements, ensuring a focus solely on our core services and content. Additionally, Wisefi.ai does not sell personal data. We only share data with third parties as necessary to perform the services we provide. For more detailed information, please refer to our Privacy Policy.

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The primary revenue stream for Wisefi.ai comes from monthly subscriptions, allowing us to maintain our independence and integrity in the services we offer.

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Conclusion

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Our disclosure and trading policies are designed to ensure fairness and integrity, benefiting our community, customers, and team members. Remember, information from Wisefi.ai should be considered as a basis for further investigation, not as direct investment advice.